Experienced Bankruptcy Attorneys in Lawrenceville, NJ
Helping You File Personal Bankruptcy in New Jersey
Bankruptcy is rarely anyone's first choice to deal with pressing financial matters. When you are in over your head with debt, though, bankruptcy may be your best option. Contact the experienced personal bankruptcy lawyers of Nerwinski, Dember & Fox, LLC, in Lawrenceville, New Jersey, today to find out why bankruptcy might be the right decision for you.
Even if you decide upon filing personal bankruptcy, though, you will still have to make a choice between your two options. If you want to liquidate your assets and eliminate your debts, Chapter 7 may be your best solution. If you want to hold on to your assets and simply reorganize your debts, Chapter 13 may be your better option.
Eliminating Your Debt with Chapter 7 Bankruptcy
If you successfully file a petition for Chapter 7 Bankruptcy, you will be able to discharge your debts. This will provide you with a fresh start and the solid ground on which to build a strong financial future. You will have to liquidate any assets, but you also won't be responsible for paying the outstanding obligations.
Reorganizing Your Debt with Chapter 13 Bankruptcy
If you are overwhelmed with debt, but don't want to surrender your property or lose the equity you have established, Chapter 13 bankruptcy might be your best option. Chapter 13 provides for the reorganization of debts. With the guidance of the bankruptcy court, we will create a manageable payment plan so that you can maintain your properties while getting your outstanding financial obligations under control.
For Your Free Consultation, Contact Our Skilled Bankruptcy Lawyers Today
If you are thinking about filing for personal bankruptcy, contact us today. We will help you determine whether this is really your best option and, if it is, we will help you file. Call 609-406-9300 or fill out our online intake form.
Nerwinski, Dember & Fox, LLC
600 Lawrence Road
Lawrenceville, NJ 08648
Phone: 609-406-9300
Phone: 609-530-9301
Fax: 609-530-9304
Directions/Map
WE ARE A DEBT RELIEF AGENCY. WE HELP PEOPLE FILE FOR BANKRUPTCY RELIEF UNDER THE BANKRUPTCY CODE.